Glossary: Hyperverbalism

Hyperverbalism

In Everyday Terms:

Hyperverbalism is when you have a lot to say—whether it's sharing ideas, telling stories, or explaining things in detail, often without stopping to check if others are still following along. It’s like your thoughts are coming faster than you can filter them, and you might talk rapidly, jump between topics, or go off on tangents without meaning to. Sometimes it's a great way to connect and share knowledge, but other times it can make conversations feel one-sided or overwhelming for others.

Clinically Speaking:

Hyperverbalism refers to excessive talking, often characterized by rapid speech, tangential thoughts, and difficulty self-regulating verbal output. It is commonly associated with neurodivergent conditions such as ADHD, autism, and anxiety disorders, where challenges with impulse control, executive function, and social communication can contribute to difficulty in pacing or filtering speech. While hyperverbalism can be a strength in expressive environments, it may also lead to social difficulties, misunderstandings, or difficulties with active listening.

How Hyperverbalism Affects Personal Finance

Hyperverbal tendencies can impact financial decision-making, communication, and planning, influencing both personal and professional financial situations. Managing financial conversations effectively can help ensure clarity and focus.

Difficulty in Financial Negotiations

Excessive talking during financial discussions—such as salary negotiations, loan applications, or budgeting conversations—may lead to oversharing or missing key points, potentially resulting in less favorable financial outcomes.

Impulse Financial Commitments

Talking through ideas out loud can sometimes lead to impulsive verbal commitments—such as agreeing to a purchase, investment, or group expense—before fully thinking through the financial impact.

Struggles with Financial Planning Discussions

Hyperverbalism can make it challenging to stay on topic during financial planning meetings with partners or advisors, leading to lengthy, unfocused conversations that delay decision-making.

Overexplaining in Professional Settings

In work-related financial discussions, such as pitching an idea or requesting a raise, providing too much detail or going off-topic may reduce effectiveness and influence others' perceptions of financial competence.

Impulse Spending Through Social Influence

Social interactions that involve excessive talking and enthusiasm can lead to peer-influenced spending, such as convincing oneself (or others) to make spontaneous purchases during social outings or events.

Hyperverbalism can be a valuable asset when channeled effectively in financial situations, but finding balance through strategies such as practicing active listening, using financial scripts, and setting verbal boundaries can help ensure clearer, more intentional money management. Recognizing the impact of hyperverbal tendencies on financial conversations can lead to better outcomes and improved relationships.