Parallel Play in Finance: How Neurodivergent Minds Manage Money Differently
Understanding Its Impact for Neurodivergence
In everyday terms:
Parallel play is when you enjoy doing your own thing next to someone else doing their thing—without needing to interact much. It’s like working on your laptop while your friend reads a book beside you. You’re both in the same space, but you don’t have to talk or collaborate directly. It’s a comfortable way to be social without the pressure of constant engagement, and it can provide a sense of connection without feeling overwhelming.
Clinically speaking:
Parallel play is a social behavior in which individuals engage in independent activities while remaining in close proximity to others. It is commonly observed in early childhood development but is also prevalent among neurodivergent individuals, such as those with autism or ADHD, who may find it more comfortable to coexist with others without direct interaction. Parallel play allows individuals to experience social presence without the cognitive or emotional demands of active engagement.
How Parallel Play Affects Personal Finance
Parallel play can have a unique influence on financial habits and decision-making, particularly in social and work-related settings. Whether it's co-working in silence or participating in shared financial goals without direct collaboration, parallel play tendencies can shape financial behaviors in subtle ways.
Shared Expenses Without Social Pressure
Parallel play allows individuals to participate in shared financial activities—such as co-working spaces, group subscriptions, or travel—without feeling pressured to engage constantly. This can make cost-sharing arrangements feel more comfortable and accessible.
Reducing Spending Through Low-Pressure Socializing
Since parallel play involves being near others without the need for active participation, it can help reduce spending on expensive social activities that require direct engagement, such as dining out or event tickets. Instead, individuals may prefer quieter, low-cost environments where they can be together but independent.
Work Productivity and Financial Gains
Parallel play can boost productivity in work or business settings, such as working in a coffee shop or co-working space, which can lead to greater financial success. The presence of others can provide motivation and structure without the need for direct collaboration.
Avoiding Financial Decisions Influenced by Group Pressure
People who prefer parallel play may be less likely to make impulsive financial decisions driven by social influence, such as splitting a large bill or making purchases to fit in with a group. This can help with maintaining financial independence and boundaries.
Challenges in Joint Financial Planning
When it comes to financial planning with a partner or family, a preference for parallel play may lead to difficulties in collaborative decision-making. Individuals may prefer managing their finances independently rather than jointly, which can require clear communication and boundary setting.
Parallel play offers a unique approach to socializing and financial management, allowing for independence while still benefiting from shared experiences. Understanding how this preference impacts spending, saving, and planning can help individuals create financial strategies that align with their comfort levels and social needs.
